Your phone already has all the data. M-Pesa Tracker reads your SMS inbox, parses every transaction, and gives you budgets, savings goals, and spending insights — instantly.
Reads your M-Pesa inbox on every app open. No manual entry — names, amounts, and codes are all extracted automatically.
Filter by transaction type and search by recipient or merchant simultaneously. Results update instantly from your local database.
Set monthly or weekly limits per category. Get notified before you overspend with customisable alert thresholds.
Create goals with a target amount and deadline. Track progress and get a celebration when you reach 100%.
Spending charts and category breakdowns help you see where your money actually goes each week or month.
Optionally sync transactions, budgets, and goals to Firebase. Restore your data on a new device by signing in.
Large transaction alerts, budget warnings, a daily spending summary at 8 PM, and a weekly review every Monday.
Follows your device's dark or light mode automatically, or set it manually in Settings.
Download the APK below and install it on your Android phone (Android 8.0+).
Allow the app to read your SMS inbox. Your messages never leave your device unless you enable cloud sync.
All M-Pesa messages are imported and categorised automatically. Your spending history is ready immediately.
Create budgets per category and savings goals with deadlines. Get notified when you're running low.